Professional Tax Preparation Services in Minnesota
Sagacity Tax & Accounting provides tax preparation individuals and small businesses can rely on for accurate, on-time filing and clear explanations at every step. Whether you need a personal tax preparer based in MN for a single W-2 or a CPA to handle complex business tax return prep, we focus on minimizing surprises and maximizing deductions while keeping you fully compliant. As a Twin Cities tax filing service, we prepare federal, state, and local returns, including multi-state situations, and file electronically for faster confirmation and refunds. When you’re ready, our CPA-led team helps you move from “I hope I did this right” to “I know my income tax preparation is in expert hands.”
We help our clients reduce surprises, avoid costly mistakes, and identify savings opportunities before deadlines arrive.
At Zastenchik & Co. CPAs, tax planning isn’t a seasonal task—it’s a year-round process. We design tailored tax strategies that reflect your current goals and your future plans. Whether you’re navigating a major investment, planning for retirement, or trying to reduce your quarterly burden, we’re here to help you stay in control of the numbers.
Take the Stress Out of Tax Season
Most people don’t have time to track every tax law change, juggle multiple forms, or worry if their software missed an important credit. For Minnesota and Twin Cities taxpayers, that stress is magnified by questions like whether you’re withholding enough, handling side income correctly, or filing in the right states. Sagacity Tax steps in as your income tax preparation CPA, reviewing your full picture instead of just plugging numbers into a form. We combine detailed, line-by-line work with practical advice, so your tax preparation Minnesota experience feels organized, predictable, and done right the first time.
What’s Included With Sagacity Tax Preparation
Individual Tax Returns (1040 & State)
We prepare individual federal and state income tax returns, including common and complex situations such as multiple W-2s, 1099 income, investment activity, and rental properties. As your personal tax preparer, you can trust that we carefully review deductions and credits to help you keep more of what you earn while staying in full compliance.
Business Tax Return Prep (LLC, S-Corp, C-Corp, Partnerships)
Sagacity Tax handles business tax return prep for corporations, partnerships, and LLCs, with a special focus on small, service-based businesses in the Twin Cities and beyond. We align your tax returns with your bookkeeping, owner draws, and compensation strategy, so your filings support long-term profitability instead of just checking a box.
Multi-State and Complex Filing Situations
If you live, work, or own property in more than one state, we prepare the necessary multi-state tax returns and coordinate how income is allocated. This is especially valuable for remote workers, business owners, and professionals with clients in multiple states, helping you avoid double taxation and missed filings.
Electronic Filing (IRS e-file) and Direct Deposit
Whenever possible, we submit returns through IRS e-file and applicable state e-file systems for faster processing and clearer confirmation. We’ll also help you set up direct deposit for refunds or electronic payments for amounts due, simplifying cash-flow planning around tax time.
Year-Round Questions and Planning Integration
Tax time questions rarely stop on April 15. We remain available year-round to answer follow-up questions, help you understand notices, and coordinate with our Tax Planning & Advisory services so next year’s return is easier, with fewer surprises.
Dedicated Advisor Access
Unlimited communication, year-round.
Your CPA is never more than a call, email, or text away. We don’t bill for questions—and we prioritize client response times.
Support Includes:
• Real-time advice via email, phone, or text
• IRS/NYS notice assistance
• Referral to legal counsel if audit escalates
Individual Tax Preparation for Minnesota Residents
For individuals and families, Sagacity Tax reviews your entire situation — wages, side gigs, investments, retirement contributions, education expenses, and more — to ensure nothing is overlooked. We look for every eligible deduction and credit, from education and child-related benefits to itemized deductions where they still apply, and explain what changed from prior years. If you’re used to filing yourself with software, we often uncover nuances and opportunities a generic program won’t flag, especially when life gets more complex. Our goal is to give you clear answers, a complete return, and the confidence that your personal tax preparer is watching your back.
Sagacity Tax prepares business tax returns for small businesses, professional service firms, and solo owners who need more than plug-and-play forms. We account for revenue patterns, contractor versus employee questions, depreciation, home office deductions, and other details that affect your true tax liability. Because we also support bookkeeping and accounting, we can identify patterns in your books that may impact your return and suggest adjustments for the upcoming year. For many owners, this combination of business tax return prep and proactive guidance helps stabilize cash flow and reduces unpleasant surprises when it’s time to file.
If you’ve moved during the year, work remotely for an out-of-state employer, or own property across state lines, Sagacity Tax can handle the resulting multi-state filings. We prepare the applicable resident and nonresident returns, coordinating how income and credits flow between states so you don’t pay more than you should. For clients with investments, rental properties, or K-1s from partnerships and S-corps, we organize the data and explain how each piece affects your overall tax picture. As a CPA firm serving clients in more than 25 states, we’re used to sorting through complex paperwork and turning it into a clean, accurate set of returns.
Our Tax Prep Process – From Documents to Done
From day one, we want you to know exactly what will happen and when. First, we provide a clear initial document checklist tailored to your situation so you know which W-2s, 1099s, receipts, and statements to gather. Next, you upload everything securely through our encrypted client portal, where your CPA reviews each item, follows up on questions, and prepares your federal and state returns. Once you’ve approved the drafts, we e-file your returns, share confirmation, and remain available for follow-up questions about refunds, balances due, or planning for next year.
Typical steps:
- Request and review your prior-year return and current-year documents
- Prepare draft returns and send for your review with clear explanations
- Finalize and e-file federal and state returns after your approval
- Provide copies, confirmations, and recommendations for future tax planning
Why Choose a CPA for Your Tax Filing?
Working with a CPA means your tax preparation is handled by a licensed professional who studies tax law changes and understands how they apply to real-world situations. We don’t just input numbers — we ask questions about life events, business decisions, and future plans to be sure your return reflects the full story. If you ever receive an IRS or state notice, a CPA can interpret the letter, respond on your behalf, and represent you if things escalate. Compared to seasonal chain preparers or do-it-yourself software, you gain both accuracy today and ongoing guidance for tomorrow.
DIY Tax Software vs. Working With Sagacity Tax
Choosing between software and a CPA often comes down to complexity, confidence, and the value of advice. The overview below shows how a typical DIY tax filing service Twin Cities residents might use compares to partnering with Sagacity Tax & Accounting. Use it as a starting point to decide what fits your situation best.
| DIY Tax Software | Sagacity Tax & Accounting | |
|---|---|---|
| Focus of Service | Primarily focused on helping you enter numbers into the right boxes, with generic prompts that may or may not fit your exact circumstances. | Focused on understanding your whole financial picture, applying Minnesota and federal rules correctly, and spotting opportunities to reduce tax over several years. |
| Handling Complexity | Works reasonably well for straightforward W-2-only returns but can become confusing when dealing with multi-state moves, rental properties, or business income. | Designed for complex, real-life situations, including business tax return prep, multi-state filings, and investment or rental income that needs careful treatment. |
| Support and Representation | Limited to help articles and occasional chat; if you get an IRS letter, you’re usually on your own to respond. | Offers IRS representation if something is questioned, standing beside you to interpret notices and respond appropriately so you’re not dealing with agencies alone. |
| Tax Planning and Future Impact | Focuses on last year’s return with little or no guidance about how current choices affect what you’ll owe in the future. | Connects your tax preparation with ongoing Tax Planning & Advisory, helping you adjust withholding, structure business income, and avoid surprises next season. |
Common Questions About Tax Preparation
Do I need a CPA to file my taxes, or can I just use software?
A CPA isn’t required, but many clients find that professional tax preparation uncovers deductions, credits, or filing issues that software alone doesn’t catch. A CPA can also represent you if the IRS or state tax authorities have questions, which software companies generally can’t do. If your situation is more than a single W-2, having a CPA in your corner often pays off in both savings and peace of mind.
Can I work with Sagacity Tax if I’m not in Minnesota?
Yes. Sagacity Tax serves clients in more than 25 states using secure online document exchange, phone, and video meetings. Being outside Minnesota does not limit our ability to prepare your federal and state returns. Our virtual model makes it easy to get CPA-level support from wherever you live or work.
What documents do I need to provide for tax prep?
Most clients will need W-2s, 1099s, brokerage or retirement statements, documentation for major life events (like home purchase or education expenses), and details on any business or rental income. We provide a customized document checklist so you know exactly what to gather for your situation. If anything is missing or unclear, we’ll let you know and help you track it down.
Do you offer tax prep for multiple states?
Yes. We are experienced in preparing state returns for clients who live, work, or own property in multiple states, and we coordinate how income is reported across jurisdictions. This helps avoid both over-paying and under-paying, while keeping you compliant with each state’s rules. Multi-state work is a core part of our practice.
How much does professional tax preparation cost?
Fees depend on the complexity of your return, such as the number of schedules, states, and business entities involved. Sagacity Tax uses competitive flat fees whenever possible and will quote your expected fee upfront before work begins. That way, you know the cost before we file and can decide confidently if it’s the right fit.
Maximize Your Refund – Get Started Today
If you’re ready to hand off your tax preparation to a Twin Cities CPA who treats your return with care and precision, Sagacity is here to help. Whether you’re filing as an individual or running a business, we’ll guide you through every step, answer your questions, and look for prudent ways to reduce what you owe.
A Simple, Structured Approach
651-829-9776
Call Us Today.
- Review & Diagnose
We start with your past returns, current income, and entity structure.
- Plan Strategically
We outline year-round strategies that optimize timing, deductions, and compensation.
- Update & Adjust
Life and business change—so we review and adapt your plan throughout the year.
